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Dear Editor
Interesting comments on my last article. It would be easy to suggest the Democrats screwed up ACA the first time, we should not expect they can do any better next time. So, how about letting free markets decide? What was so bad about heath insurance before ACA? Unions had gold plated insurance, did that go away or did it stay? There was a move to change it in the senate, but Senator McCain got upset and voted NO. Free markets may be the answer. Look up MEDASHARE.COM or something similar.
Regards and blessings,
John Stiegelmeyer
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whenever I had an employer I had health and hospital insurance as part of the benefits package
when farming i purchased from farm bureau. now on
Medicare and spplemental no copay, except for expensuve med. assistance fund pays for that. I have no complaints on med coverage so far. my comments on Obamacare stand.
blessings
John
Great question: "What was so bad about heath insurance before ACA?". Same question from the 'glass half-full' perspective could be "How did ACA change our health system?".
Just a few main points are needed:
* ACA signed into law in 2010
* by 2016, about half of the 45 million previously uninsured had health insurance
* Congresessional Budget Office reported several times that ACA reduced US deficit, and reduced income inequality.
* Eligibility for Medicare was expanded
* Eliminated rate or coverage adjustments for pre-existing conditions
* Created list of required "essential health benefits" and eliminated annual or lifetime caps on such benefits
* Eliminated co-payments for preventative care, vaccinations, and medical screenings (mammograms, wellness visits, colonoscopies, diabetes screening, etc)
* The individual mandate penalty for those choosing to go without insurance coverage was eliminated in 2019
I do not want to go back to the "bad old days" of pre-ACA health insurance. --Paul
(for more, see https://en.wikipedia.org/wiki/Affordable_Care_Act)