By Paul Johnson

For all you boys & girls going to college I am here to tell you something important about credit cards, some people will try to give to you.

They may make it sound good; for example a 6 month free but once it's gone the stuff you paid with it in those months will cost you, and if you don't pay on time interest will double in price and some who graduated owe 8 years worth of interest to pay.

But if you do use one, use it the least amount as possible or get one after college; it'll really decrease in the payment you owe the company (which you pay when a credit card is used).

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